4 Top Points Earning Credit Cards in the U.S.

4 Top Points Earning Credit Cards in the U.S.

Reward credit cards help you pay your day-to-day expenses with the points accumulated from your purchases. But, with so many credit cards out there, it can be tricky to choose the best one. Let’s talk about the top points earning credit cards in America to help you choose wisely.

1. Blue Cash Preferred Card from American Express
If you have this credit card, you can get 6% cashback in supermarkets. They even offer 6% cashback on streaming services! A limited time introductory offer waives off 100% of your annual fee. However, subsequent years will be chargeable at $95. A unique feature, Plan It®, lets you split purchases of more than $100 into EMIs without levying an interest. It is perfect for someone who uses their credit card often for their daily expenses.

2. Capital One® Quicksilver® Cash Rewards Credit Card
With this credit card, you can earn 1.5% cashback on every purchase you make. There is also an introductory bonus of $200 if you spend up to $500 within the first three months. There is no limit on how much cash reward you can earn, and the cashback doesn’t expire for the entire life of your credit card! What’s more? It is 0% APR applicable for the first 15 months. You are not required to pay an annual fee or foreign transaction fee.

3. Blue Cash Everyday® Card from American Express
With this card, you get 3% cashback at supermarkets. There is a cap of $6,000, after which you get 1% cashback. You are also eligible to get a 2% cashback at gas stations and select stores within the country. This credit card allows you to earn a $200 credit upon spending $1000 within the first three months. Intro APR of 0% for the first 15 months from the account opening date makes it a perfect card for daily expenses. After the 15 months is over, a low APR of 13.99% to 23.99% will be applicable. The cashback you receive on this credit card is in the form of Reward Dollars that can be redeemed for credits in your statement. There is no annual fee applicable to this credit card.

4. Capital One® Venture® Rewards Credit Card
If you are a big spender on your credit card, you can leverage it from the 2x miles you earn with every purchase. Frequent fliers can benefit from this credit card because they get a bonus of 100,000 miles for spending more than $20,000 within the first year of account opening. You become eligible for 50,000 miles by spending $3,000 within three months of account opening. These miles stay on your card for life and can be redeemed in multiple ways, such as flight tickets, car rentals, vacation rentals, and more.

These are some of the top points earning credit cards in America that you can benefit from.